Client Reviews

"Great results from Howard and Perfect Credit Consulting, with his great work I'm 70 point's higher on my 3 bureaus in just 27 days. This process tremendously helped me reach a better interest rate for my home purchase. Thank you Howard!"

C.H., Phoenix AZ

"Howard was very helpfully in educating my two young adult children on how to manage and build their credit. Through his efforts they were each able to lease two cars at very good rates. Thank you"

D.H., Rutland VT

"Perfect Credit Consulting helped raise my credit scores 100 points, Howard would answer my calls any time day or night he assured me my credit would get better, that was the truth he told, Thanks Howard!"

T.H., Bridgeport CT

"Howard increased my scores to 777, 775 and 775 in 45 days. I highly recommend him and Perfect Credit Consulting!"

A.C., Greenwich CT

"“Howard worked on my credit and my wife’s credit to prepare us for a mortgage. My FICO mortgage lending score went from 670 to 764 and my wife’s score went from 701 to 779 in over one month. We qualified for the best rate. Howard made himself available 24/7 during this process. Job well done!"

J.F., Darien CT

Andre Austin
1 month ago
Howard was very detailed on how I need to make sure I make my credit card payments on time and don’t miss a payment he also should his care for me as the client to make progress and be successful.
Thank you Howard
Brock Gee
1 month ago
Howard is the definition of a professional. Goes out of his way to contact his clients. Breaks credit down to an understanding that is graspable. He is extremely knowledgeable and passionate in his profession. Very much enjoyed my meeting with Howard.
jean guery
2 months ago
Howard was amazing. He took the time to sit with me for hours and really explain how I could improve my credit. My credit wasn’t bad, but I had an issue with the credit limits, and he walked me through it step-by-step so I could understand exactly what to do. He was very patient, knowledgeable, and genuinely wanted to help. I definitely recommend him to anyone looking for guidance with their credit.
Coralys Negron
2 months ago
INCREDIBLE SERVICE! Howard is absolutely the BEST! He’s super experienced and I loved the fact that I got a personalized service. He helped me so much understand what was going on with my credit and why even though I had been working on it for 6 months it wasn’t growing. He answered every question I had and explained everything. I learned so much about credit in general. Not just to fix my credit but to maintain it. I can’t recommend him enough!!!
Seth Benjamin
2 months ago
Howard is an amazingly dedicated and informed person. He is SUPER responsive, knowledgeable and professional. You will not find anyone better and more helpful!
Evelyn Black
3 months ago
Howard is amazing! I was recommended to him through his help he provided my partner and the rave review he gave so I knew I was in great hands! Same day I called it so happened to work I was able to get a virtual consult and Howard broke everything down to me in a way I can understand as well brought to my attention things I have long forgot about that were impacting my credit profile. He got me set up with his legal consults to help me in that arena and held my hand to set me up for success within my actual score! I highly recommend his services, but hey you will only know if you see for yourself! Give him a call & get on track 👏🏽
kayla sanchez
10 months ago
I had my consult with Howard a couple months ago, the meeting was great. He really explained how credit works and what I can do to better my daily credit use. He gave me options and sent me over to a credit repair company that have completely changed my life! In about 3 months they managed to help me settle my debit for lower cost!!!!! 100% worth it, don’t second guess making a meeting with Howard him and his team saved my future!!!!
National Association of Credit Services Organizations

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Allow us to help you establish robust credit.   hcutler@perfectcreditconsulting.com       (203) 291-9465.

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