Lifetime Cost of Debt Calculator

How much will your debt cost you over your lifetime?

A typical United States consumer will likely pay $279,002 in interest on credit purchases over the course of their life.

The Lifetime Cost of Debt Calculator shows how credit scores impact how much debt will cost you over your lifetime. Please click on age to change it and choose your current credit score range.

I am years old, living in with Credit.

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Perfect Credit Consulting | Lifetime Debt Calculator
Perfect Credit Consulting | Lifetime Debt Calculator

Mortgage

$550,000

Based on a 30-year fixed rate loan at 4.5%.

Perfect Credit Consulting | Lifetime Debt Calculator

Auto Loan

$35,000

Based on a new/used car purchased every 64 months at 6.075%.

Perfect Credit Consulting | Lifetime Debt Calculator

Credit Cards

$10,000

Based on an interest rate of 22% and a 3 year payoff with a $300 monthly payment.

Please click on each of the above values to change them.
(Mortgage, Auto Loan, Credit Cards)

Your lifetime total cost of debt is

Click on the credit score line (above the titles, Good, Exceptional, etc.) to see how a different credit score affects your lifetime cost of debt.

Poor (300-579)
Fair (580-669)
Good (670-739)
Very Good (740-799)
Exceptional (800-850)

What Does Your Credit Score Mean?

How Can You Improve It?

Contact Howard Cutler at Perfect Credit Consulting, LLC for the ANSWERS!


"Lifetime Cost of Debt," 2015, Credit.com

National Association of Credit Services Organizations

Contact Us Today for a FREE Consultation!

Allow us to help you establish robust credit.   hcutler@perfectcreditconsulting.com       (203) 291-9465.